Our astute personal service and innovative funding solutions have been at the forefront of the residential investment market for some years now, our expertise are well honed to assist the commercially aware investor.

Residential Portfolios

We will review your portfolio with a view to:

• Releasing equity
• Increasing yields
• Aggregating LTV & rental covenant calculations
• Reducing the term of repayment
• An interest only break

We have no upper or lower limit on the number of properties in, or the value of the portfolio.

Buy To Let mortgages

Our BTL specialists have access to “whole of market”, meaning they are completely independent. The fee we charge for our service allows us to advise without commission bias keeping best practice at the heart of our service.

Purchases & Remortgages

• Up to 90% LTV
• From 100% rental cover
• Exclusive products with many high street lenders
• Flats above shops and unusual properties
• Immediate remortgage at open market value
• Complete within auction conditions
• Sub prime accepted
• HMO’s & Student lets

Refurbishment product

Ideal for the modest developer, you can borrow up to 85% of the property purchase price initially with a further drawdown to 85% of the open market value immediately after refurbishment.

• Suitable for most projects requiring no planning permission or structural work.
• Self certification of income.
• Not subject to the properties rental value at draw down.
• Fixed interest rates and products with no ERC’s.
• SUITABLE FOR AUCTION PURCHASES!

Residential Bridging Loans

A short term solution when funds need to be accessed fast and without fuss. These loans are particularly useful when the security is un-mortgagable and a full commercial facility is unrealistic due to the timescales involved or the circumstances of the borrower.

• Loan terms from 1 day to 24 months
• Exclusive products with key lenders
• Fast turnaround
• Interest can be rolled up
• Fees can be added
• Lending can be secured by first or second charge
• All property considered as security regardless of type or condition

Auction Purchases - CLICK HERE